General Knowledge Question Paper UCO Bank PO

General Knowledge Question Paper UCO Bank PO

General Knowledge Model Test Paper

1 Revival and days of race is a

(1) Rider

(2) Guarantee

(3) Options

(4) None of these

Ans. (1)

2. Which of the following is not correctly matched?

(1) Endowment Policy - A claim may arise under such a plan either by death or maturity

(2) Decreasing Term Insurance- The premium is level throughout the term but the benefit decreases annually

(3) Term Insurance — Provides cover for life

(4) Annunities— Refers to income or other financial provisions for retirement

Ans. (3)

3. Calculate surrender value:

Sum assured Rs. 40,000

Mode: Half yearly

Term: 20 years

Last premium due paid: 30^th installment premium

Surrender value factor: Rs. 50

(1) 10,000

(2) 15,000

(3) 20,000

(4) 25,000

Ans. (2)

4. Tendency on the part of substandard life to insurance by restorting to non-disclosure is known as

(1) Ad-idem

(2) Contract de novo

(3) Suppression of material facts

(4) Adverse selection

Ans. (3)

5. Which of the following is not a feature of a successful re-insurance market?

(1) Mature financial markets

(2) Locational advantage

(3) Availability of knowledge capital

(4) Role of foreign insurance

Ans. (2)

6. In a mortgage redemption policy, the sum assured is payable

(1) On termination

(2) On death any time

(3) At the end of the term

(4) On death within the term

Ans. (4)

7. Accidental insurance was started in

(1) 1845

(2) 1870

(3) 1940

(4) 1740

Ans. (1)

8. Insurer who begins to carry on life insurance business in the year 2000 or later is required to underwrite In the fifth financial year at least

(1) 5%

(2) 17.5%

(3) 20%

(4) 25%

Ans. (1)

9. For registration of insurance for Life Insurance Business, the minimum paid up equity capital of the insurer should be.

(1) 100 crores

(2) 200 crores

(3) 250 crores

(4) None of these

Ans. (1)

10. When a fire breaks out it destroys the machinery, building and contacts of the insured firms. This damage is covered under the

(1) Material damage policy

(2) Capital loss policy

(3) Property damage policy

(4) None of these

Ans. (1)

11. The fact which is material to the risk is decided by the

(1) Proposer

(2) Agent

(3) Underwriters

(4) None of these

Ans. (3)

12. When did personal social security scheme was introduced to help poor families whose annual income was Rs. 7200 or less?

(1) 1980

(2) 1985

(3) 1990

(4) 1995

Ans. (2)

13. Which of the following is not true about New Jana Raksha Policy?

(1) The policy will be issued to male lives only

(2) Policy will Y be issued with maximum age at entry of 40 years

(3) Policies will be issued for 12, 15 and 40 years only

(4) The maximum sum assured is Rs. 5000

Ans. (4)

14. Which of the following UC policies is not correctly matched?

(l) Griha Laxmi Policy - December, 1975

(2) Jana Raksha Policy -June, 1981

(3) LIC Mutual Fund- June, 1987

(4) Dhan 80 CCB (1) -February 1991

Ans. (3)

15. In marine insurance loss due to roles and vermin is

(1) A statutory exclusion

(2) Floating policy

(3) Consequential loss

(4) None of these

Ans. (1)

16. The rural insurance scheme is regulated by the

(1) IRDA

(2) Government of India

(3) Insurance Act of 1938

(4) None of these

Ans. (1)

17. Infirmities is related to

(1) Old age

(2) Sickness

(3) Loss of limbs

(4) A1l of the above.

Ans. (4)

18. Policy acquires surrender value if runs for a period of

(1) 2years

(2) 3years

(3) 4 years

(4) 5 years

Ans. (2)

19. How does nomination gets automatically cancelled?

(1) Assignment

(2) Consideration

(3) As per Trust Act

(4) Forfeiture

Ans. (1)

20. When was the Ka1ka-Shimla Railway Line added to the UNESCO’s World Heritage List?

(1) April 18, 2008

(2) July 8, 2008

(3) August 15, 2007

(4) January 26, 2008

(5) March 23, 2008

Ans. (2)

21. Shivaji ceded the4rts to the Mughals by the treaty of—

(1) Chittor

(2) Pune

(3) Purandar

(4) Torna

(5) None of these

Ans. (3)

22. Bindusara sent Asoka to quell the rebellion in—

(1) Swarnagiri

(2) Taxila

(3) Ujjain

(4) Tosali

(5) None of these

Ans. (3)

23. The first Sultan of Delhi, who attempted the conquest of South India was

(1) Qutb-ud-din Mubarak

(2) Nasir-ud-din Khusrav Shah

(3) Ala-ud-din Khilji

(4) Jala-ud-din Firoz

(5) None of these

Ans. (3)

24. The renowned musician duo, Tansen and Baiju Bawra, flourished during the reign of—

(1) Jahangir

(2) Bahadur Shah Zafar

(3) Akbar

(4) Shah Jahan

(5) None of these

Ans. (3)

25. The Indus people knew the use of Weights and Measures, which is proved by the discovery of the seal at—

(1) Kalibangan

(2) Harappa

(3) Chanhudaro

(4) Lothal

(5) None of these

Ans. (2)